While an RV is essentially a vehicle, it’s also a home on wheels. Therefore, insuring it isn’t the same as insuring your everyday car. Here at Gilchrist Insurance Group in Hudson Oaks, TX, we want to make sure our clients understand the key differences between auto insurance and RV Insurance.
Understanding The Basics of Auto and RV Insurance
In its simplest form, auto insurance provides coverage for your personal automobile against potential losses. It includes liability coverage for any damage you might cause to others. RV insurance, however, goes a step further. In addition to providing similar coverages as auto insurance, it also covers the unique risks associated with living in an RV, such as personal liability when you’re parked and using your RV as a residence.
Coverage Differences Between Auto and RV Insurance
Gilchrist Insurance Group, based in Hudson Oaks, TX, offers RV insurance that provides specialized coverages. These might include full replacement cost, personal effects coverage, and emergency expenses coverage, which are not commonly included in auto insurance policies.
Navigating Your RV Insurance Needs
We believe that understanding these differences is critical to properly insuring your RV. Just as your RV serves dual (or sometimes even multiple) purposes, so should your insurance. Your RV insurance should offer you the extensive coverage that acknowledges its multi-faceted use.
Trust Gilchrist Insurance Group
At Gilchrist Insurance Group, we strive to provide our clients with exceptional service and comprehensive coverage. Need help navigating your RV insurance options in Hudson Oaks, TX? Contact us today. Our team will work alongside you, so you can hit the open road with peace of mind, knowing you’re properly covered.
