Commercial Insurance in Texas

As a business owner in Texas, you've got a lot on your plate. So many details go into running a successful business, and insurance is definitely one of those details. There are several layers to commercial insurance, and here at Gilchrist Insurance Group, serving Hudson Oaks, TX, we can help you simplify your insurance needs. Please keep reading to learn more about our commercial policies.

Do I Need a Commercial Policy?

There are different layers of insurance coverage that you need to run your business. A commercial insurance policy bundles these different types of coverage into one easy-to-manage policy. This can help to simplify your administrative tasks, and it can even help you save money as well.

What Does Commercial Insurance Cover?

A commercial policy can be highly customized to meet your needs, but in general, a commercial policy will include the following types of coverage:

• Property Damage - This type of coverage will help to pay for damage that could occur to your business property or equipment. Events such as a fire, natural disaster, or burglary could qualify for claim events.
• Auto coverage - If you run vehicles as part of your business operations, you will need auto insurance to operate legally. Our commercial policies will provide coverage for both drivers and vehicles.
• Liability coverage - As a business owner, you are in a high place of responsibility, and that can also mean you're at an increased risk for liability when things go wrong. If you are held liable due to business-related problems, liability insurance can help pay for expenses that might occur.

If you'd like to learn more about commercial insurance or any of our other insurance products, please get in touch with us today at Gilchrist Insurance Group, serving Hudson Oaks, TX, and the surrounding areas.