Motorcycle Insurance in Texas

Motorcycles are excellent vehicles for affordable travel, and for many, they are a lifestyle as well. To get the most out of your bike ownership, you need the right insurance coverage in place, though. Here at Gilchrist Insurance Group, serving Hudson Oaks, TX, we make it easy to navigate insurance choices. Keep reading to learn more about motorcycle insurance.

Do I Need Motorcycle Insurance?

Yes, it would be best if you had motorcycle insurance in the same way you would need automobile insurance. This type of coverage is required by law to operate a motorcycle legally on the roads. Since a motorcycle is used as an everyday vehicle on regular roads, it's important that you have this protection both for yourself and for other drivers around you.

What Happens If I Don't Have Insurance?

You can face serious consequences if you fail to keep proper insurance coverage on your motorcycle. The most serious consequence would be legal consequences. Driving without insurance is illegal. If you fail to have insurance on your motorcycle, you could face fines or tickets. If you continue to have this problem, you might even have your license suspended.

Another serious consequence would be financial consequences. If you're in an accident with your motorcycle, you would be responsible for all expenses resulting from that accident. That could include repairs or replacement of your bike, repairs or replacement of the other vehicles involved, and medical expenses. Without insurance available to help you pay for these expenses, you might find yourself in a financially vulnerable place following an accident. To avoid these problems, you should always keep insurance active on your motorcycle.

If you'd like to learn more about motorcycle insurance, please contact us at Gilchrist Insurance Group, serving Hudson Oaks, TX, and the surrounding areas. We are happy to help you with your insurance questions and needs in Texas.